Debt Solution

How can I find the best debt solution?

Are you interested in finding a debt solution to suit you? If you are a UK resident we can help. Call 0800 731 7973 or click here to use the contact form; we can call you back.

It's important you find the right debt solution to wipe out your debts; once and for all.

And while there are never any easy fixes for a debt problem, there are several proven solutions for people who are struggling with debts, solutions that get rid of the worry of debt, and make life worth living again.

These include all kinds of debt payment plans, IVAs, trust deeds, DROs and more. Of course everyone knows it's a good thing to carry out a financial assessment; the trouble is knowing where to start, or what to do when you know you want a debt solution. Our debt advice team always do their best to answer any questions you may have and you are welcome to call our free helpline.

Almost all debt solutions involve working out how much debt there is, and how much spare income there is to pay it off. When people have several credit cards and loans they can be paying more per month than they can afford so the objective is generally to get a single, reduced monthly payment and reduce or stop the interest altogether, in order to become debt free sooner.

People sometimes think the only way out is to borrow more, perhaps by applying for a consolidation loan. Thankfully there are other options that can reduce and simplify you credit repayments without getting you more into debt. In some situations a debt consolidation loan - secured against your property for a low interest rate – can make sense. But the temptation is always to borrow more than you need, leaving you more in debt, adding fuel to the fire.

In fact, even if you borrow only what you need at the lowest rate of interest available, the total amount you repay can largely be determined by the duration (‘term’) of the loan. Many secured loans display low APRs, but last for twenty years or more! This means loans and mortgages with a low headline rate can end up costing you thousands - or tens of thousands - more than you thought. You can thank government-related bodies for simplifying the competition for credit into an unhelpful APR contest, encouraging consumers to be aware of APR and little else. Over-reliance on APR as opposed to 'total amount repayable' is a sure-fire way of getting you into trouble over and above what you wanted.

You may already feel like you have been put in this unfair situation by loan companies offering you holidays, cars, home improvements, and extra cash.  You may have been offered low interest rates, large sums, and been given ever-increasing credit limits you didn't ask for...well enough is enough! Perhaps its time for you to investigate some debt solutions that can really work. Please phone us on:

0800 731 7973

or use the contact form to find out more

At Debt Free Me, we help thousands of UK families, individuals and couples living with debt worries.

We advise on debt relief orders, debt management, IVAs and other options for people struggling with debts. If you have debt problems and you want us to help, simply phone 0800 731 7973 or click here.

We are a national company and we will take time making sure you get the right debt solution for your situation. Simply contact us and if we think we can help, one of our advisors can visit you. Perhaps then you can start to live a life free from debt stress.

When we agree to help solve someone's debt problems, we contact all the lenders they owe money to. Our clients never worry about answering troublesome phone calls. We handle them for you, so you can relax. We aim to reduce your repayments and stop interest and charges where possible. Just call us, and we'll do the rest. We'll hold your hand right through the process.

We can't promise to help everyone, but most people who call us are extremely grateful they did! Our customer satisfaction levels are through the roof, so we must be doing something right.

If you have debt worries and you live in the UK, put your trust in us; we'll do all we can to help. A friendly personal advisor can visit you at your convenience and provide you with the free advice and information you need. We'll go through all the bills and letters with you; make sense of it all, and help you get the best possible debt solution. If you're interested, please call us free on:

0800 731 7973

or  click here to use the contact form; and we can call you back.